---

It’s a unique term plan which offers an assured sum throughout the specified term.
This plan returns the entire amount of premium that you pay over a period of time. Moreover,
This is Low cost Life insurance plan
Refunds premium on maturity or death
Choice of maturity benefits

Features
1. You get the insurance cover throughout the term of the plan at a reasonable cost.
2. On maturity, the total premiums paid over the term, will be paid back to you.
3. You can choose from below two options
a) 100% Premium Back
On Maturity: 100% premium is paid back
b) 125% Premium Back
On Maturity: 125% premium is paid back
4. On Death, the coverage face amount along with premiums paid till date will be paid back to your nominee.

Eligibility
Min Coverage Face Amount: Rs 2 Lakhs
Policy Terms: For 100% Premium back plan are 10, 15 & 20 yrs
For 125% Premium back plan are 15 & 20 yrs
Min Entry age: 18 yrs
Max Entry age: not be more than 50 yrs for 20 yr Term Plan
: not be more than 55 yrs for 10 & 15 yrs term plan
Max Maturity age: 70 Yrs

Surrender Value
It is available & it varies with the payment term as well as the policy year in which the plan was surrendered.

Riders
Three Riders are available:
Accidental Death & Dismemberment Rider
Critical Illness Rider
Waiver of Premium Rider

Premium Paying Period
The premium paying period is throughout the benefit period

Premium Paying Frequency
Premium can be paid annually, half yearly, quarterly & monthly basis.

All the premiums paid back on maturity or at death exclude any rider/extra premiums paid.

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