Icici Pru Smart Kid New Ulrp
ByBimadeals
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Every parent wants to enhance their children's carrier in spite of rising costs of education, so they need an investment plan which is deliberate to provide money at key educational milestones and take care of your loved ones even if you are not around. ICICI Pru presents you Smart Kid New ULRP. With this plan, you can invest your money in unit-linked funds which allow you to withdraw money to meet expenses at the time of your child education. This policy secures your child education even in your absence.
Smart Kid New ULRP at glance
Minimum / Maximum Entry Age (Parent) 20 - 60 years
Minimum / Maximum Entry Age (Child) 0 - 15 years
Maximum Age at Maturity (Parent) 75 years
Minimum / Maximum Age at Maturity (Child) 19 - 25 years
Minimum / Maximum Term 10 - 25 years
Premium Payment Frequency Yearly, Half-yearly
Minimum Premium Rs.15, 000 per annum
Minimum Sum Assured Annual Premium X 5, subject to a minimum of Rs. 1, 00,000
Key benefits of ICICI Pru Smart Kid New ULRP
•Lump sum payment of Sum Assured plus company contributes future premiums.
•In case of unfortunate death of parent, the child (beneficiary) would receive an annual allowance every year till maturity
•Flexibility to increase your investment by investing additional money over and above your regular premiums as top ups.
•You can reduce the need to time your investment with the Automatic Transfer Strategy.
•According to your appetite, you can choose from 8 investment funds to invest your money.
•Withdrawal facility to provide money at key educational milestones of your child.
•You will be getting higher returns over the long-term by investing in unit-linked funds.
•Cover Continuance option will helps you to ensure continuance of life insurance cover, if you wish to stop paying premiums.
•Under the Income Tax Act, 1961 you will be getting tax benefits.
Death Benefit
•This policy provides you an immediate sum Assured.
•This policy provides you Payer waiver benefit.
•The policy benefits continue for your child's educational and developmental needs, as planned by you.
The Author is engaged in spreading information about Insurance Policy and various companies of Insurance. Major focus on child plan and life insurance
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